All Types of Mortgages (AToM)

AToM remains family run, owned and funded in it’s 28th year. AToM’s strategy has always been to be preferred by our business partners, offering All Types of Mortgages to all types of people.

We may not be the biggest, or shout the loudest, but AToM is the only specialist packager to be approved by fifteen networks/mortgage clubs.

Part of our 2018 strategy was to get closer to our partners and volumes with our top three networks has subsequently increased, with one increasing by over 27%.

We are extremely proud that Aldermore launched an EXCLUSIVE lending in to later life product, where AToM was the only packager in the country to have access and deals with all of Aldermore’s direct clients who call in to the lender.
AToM has continued to invest heavily in 2018 enhancing our intermediary one-input CRM system “AToMTogether”. During 2018, AToM was the first packager to integrate fully with Precise Mortgages, Kent Reliance, Foundation Homeloans, Together and Shawbrook Bank.

Adrian Moloney, Sales Director OSB said ‘it’s the best out there’.

AToMTogether is setting the bar for others to try and follow. Our mantra ‘only ever key once’ still remains, seeking to ensure that all users can save substantial time and effort in the mortgage process. Advisers, at the click of a button, can instruct the system to run their DIP with their chosen lender and return available products, upload the lender’s DIP accept letter and illustration directly into AToMTogether. We have added AVMs on all cases and have also added conveyancing quotations, covering all product lines.

AToM remains a constant and recognised source of innovation and delivery. We aim to help all lenders manage their distribution: collating and delivering a complete package: enabling offer issue with a minimum of fuss.
Two of our most recent compliments back this up:

1) “Dealing with Toni and Melanie has been completely stress free and enjoyable, especially only having to talk to one person at a time. We get lots of updates which is great and the processes so far have been quick and easy. Would definitely recommend and use ATOM again in the future.”

2) Abbie and Amanda have done it again. A real power team. I have worked with AToM for 5 years and they have managed all of my mortgages, commercial finance and bridging finance etc. This transaction was particularly tricky as it was for me personally (second home) and was complex. Outstanding service and outstanding results. Thank you both”
We offer, where possible, potential solutions to all enquiries from our introducers and keep them informed of case progress providing access to case tracking 24/7. Weekly/daily email fliers update 6,500 introducers, in addition to product postings to Facebook, Twitter and LinkedIN.

AToM is the packager/distributor that cares. We believe all the above puts AToM at the forefront of the mortgage community and would welcome your votes to help give something back to the hard working, very special and valued team we have at AToM.